Buyers Guide For Health Insurance

Making Sense of Health Insurance
Managed Care
Self-Insured Plans
Appropriate Care
How Do I Get Health Coverage?
Pre-existing Conditions
What Is Not Covered?
What Happens to My Insurance if I Lose My Job?
Frequently Asked Questions
Comparing Plans
Other Forms of Health Insurance
A Final Word

Introduction

If you have been injured or sick, you understand the importance of health insurance coverage. Many people are confused about what is right for them, so if you are one of them, you are not alone.

What are the types of health insurance coverage that is available? Should your employer offer you choices in health insurance plans, what things should you know prior to  decision making? Do you need some other kind of insurance as well as coverage for medical expenses? If illness strikes, and you are too ill to work, what happens then? Will all your medical expenses be covered by Medicare if you are over 65?

These are the questions that are being asked by consumers; and the answers aren’t necessarily easy to come by.

This site should help. We include a checklist to help compare health insurance plans and discuss some the basic types of health insurance coverage. Commonly asked questions are answered and we also include descriptions of other forms of health insurance including Medicare supplement insurance, hospital-surgical policies, hospital indemnity insurance, catastrophic coverage,  and disability, long-term care, and specified disease policies.

While we know our site won’t answer all of your questions, we think it will help you in making decisions for yourself, your family, and your business.