| PRIVACY POLICY TRUSTe HealthInsuranceShopper.com is a licensee of the TRUSTe Web Privacy Seal Program. TRUSTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers www.HealthInsuranceShopper.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe. If you have questions or concerns regarding this statement, you should first contact Pat Knowd at pat@healthinsuranceshopper.com If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php TRUSTe will then serve as a liaison with us to resolve your concerns. Personal Information - Registering with us. We collect personal information from you when you register with us. You may submit your application through our website by entering your email addresses and, if you are creating an account, choosing your password. Under our current process, you must create an account before obtaining a quote. Information collected includes: Name, e-mail address, zip code, date of birth and phone number.
- Providing you with a quote or processing your application. We may use your personal information to contact you when necessary to process your application, to provide you with a quote or send a follow up email about the quote you requested. A third-party company, (Quotit), provides our real-time quotes. Quotit is not an affiliate or mirror site of HealthInsuranceShopper.com rather Quotit is an internet application service provider of software services for the health insurance and employee benefits industry.
We do not disclose your personal information to third parties, unless one of the following limited exceptions applies. - Insurance Companies, Licensed Agents and Legal Obligations. If you submit an application for an insurance product offered by us, then we will disclose/forward your personal information to your selected insurance company for processing. Please be assured that HealthInsuranceShopper.com is only allowed to use your personal information to process your requested quote or application and is contractually obligated to maintain strict confidentiality.
We gather anonymous information about you for our internal purposes. - Anonymous information is any information that does not personally identify you, including demographic information, including but not limited to the number of visitors to our website from a particular state.
- We use anonymous information primarily for marketing purposes and to improve the services we offer you.
- We may use "Cookies," "Internet Protocol" addresses or other numeric codes to gather anonymous information. For a more detailed discussion on cookies, please see below.
We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date. - If you want us to correct, update or delete your personal information, you may contact us by email at service@HealthInsuranceShopper.com
- Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update
your application, however, we encourage you to contact us by phone 888-485-5747 and or email regarding the status of your application and or any claims related issues after the policy has been issued. Testimonials - We post customer testimonials on our web site which may contain personally identifiable information such as the customer s name. We do obtain the customer s consent prior to posting the testimonial to post their name along with their testimonial
We protect the confidentiality and security of your personal information. - We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below.
You may opt-out of receiving satisfaction surveys and/or information on additional products and services from us. - We may contact you to survey your satisfaction of our service and/or to inform you of additional products and services.
- If you want to opt-out of these surveys and/or notices, you may contact us by email at. service@healthinsuranceshopper.com
- Important Note: You may continue to receive communications from us regarding your insurance quote, application or policy even if you opt out of receiving our notices of additional products and services.
We're here to answer questions you may have about our privacy policy or our information privacy practices. Additional Information About Privacy and Security at HealthInsuranceShopper.com
“Cookies”
The main purpose of cookies is to identify users and possibly prepare customized Web pages for them. When you enter a Web site using cookies, you may be asked to fill out a form providing such information as your name and interests. This information is packaged into a cookie and sent to your Web browser which stores it for later use. The next time you go to the same Web site, your browser will send the cookie to the Web server. The server can use this information to present you with custom Web pages. So, for example, instead of seeing just a generic welcome page you might see a welcome page with your name on it. Information from tracking technology (cookies) is not linked with your personal information. Browsers and Internet Security When you submit an application request through our website, we encrypt it using Secure Socket Layer ("SSL") technology. SSL protects information as it crosses the Internet. To support this technology, you need an SSL-capable browser. HealthInsuranceShopper.com recommends using a strong encryption, 128-bit browser such as Microsoft's Internet Explorer 5.0 or higher or Netscape Navigator 4.06 or higher. These browsers will activate SSL automatically whenever you begin shopping for plan on our website and when you return to our website to complete an application. You may contact us anytime by phone at 888-485-5747 or email at service@HealthInsuranceShopper.com) for the status of your application or about any claims or service issues with your policy. Password's and Security Protocols The password you enter when you begin an application on our website is your private entry key into your application. You should never share it with anyone. Password protocols will vary with each insurance company and their security protocols will prevail over ours. If you forget your password, please email us at: service@HealthInsuranceShopper.com Links to Other Websites and third parties Linked sites are not under our control and therefore HealthInsuranceShopper.com is not responsible for the contents of any linked site. We recommend that you carefully read the privacy policies of these websites as their information privacy practices may differ from ours. When requesting a quote, application or providers search a third party, Quotit Corporation is used for processing your quote. Quotit is not an affiliate or mirror site of HealthInsuranceShopper.com rather Quotit is a service provider of software services for the health insurance and employee benefits industry. When you visit these links you will have the same look and feel of HealthInsuranceShopper.com but will actually be on our secure Quotit server. If you apply for a health insurance or other product through our website, we may ask you to provide us with personal information and/or health information relating to you and any family member who will be included on your application. This information will be used by your chosen insurance company or HSA Trustee or Administrator to process your application. Additionally, we may ask you to provide us with credit card or bank information, which will be used by your chosen insurance company or HSA Trustee or Administrator to process your application or collect any fees associated with your application or insurance premiums upon approval of your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application process We may also use your contact information to provide other information about our products and services by e-mail and/or telephone within 90 days of registering. Blog Warning, you should be aware that any personally identifiable information you submit can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in the blog section of HealthInsuranceShopper.com Change in privacy procedures If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page. Legal Disclaimer We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site. |